1. Be Proactive: Request A Copy Of Your Credit Report Now 2. Consider Freezing Your Credit: Only If You’re Not Applying For Credit Soon 3. Subscribe To A Credit Monitoring Service: Most Are Monthly Subscriptions There are three major credit reporting companies in the United States: Equifax, Transunion, and Experian. Even though the three are distinct entities, they all perform very similar functions. This past week, Equifax reported that as many as 143 million Americans ma